Comprehensive insurance providing financial protection against the loss of, or damage to, real and personal property caused by such perils as fire, theft, explosion, vandalism, malicious mischief, etc.
BOILER & MACHINERY:
Comprehensive coverage protecting specifically defined object groups from perils which include Explosion, Water Damage, Ammonia Contamination, Spoilage and Contamination, Business and Service Interruption and various other named perils according to schedule.
COMMERCIAL GENERAL LIABILITY:
Comprehensive insurance to cover liability for injuries or property damage sustained by third party persons. It covers accidents occurring on or away from your premises, as a result of business operations. It is on an occurrence basis.
- PRODUCTS CONTAMINATION/PRODUCTS LIABILITY - Provides Liability coverage for consumers who may become sick/ill from your water supply.
- FAILURE TO SUPPLY - Covers losses as a result of lack or complete interruption of water.
- POLLUTION LIABILITY - For named perils
- DAM/DOWNSTREAM LIABILITY - Provides Liability coverage for catastrophic loss in the event of dam collapse/failure, including down stream exposures/losses.
- NO LEAD EXCLUSION - Standard lead exclusion is deleted from policy.
DIRECTORS & OFFICERS/PUBLIC OFFICIALS:
Comprehensive coverage minimizing liability and maximizing legal protection on behalf of a company's Directors, Officers, Major Shareholders, and/or Public Officials in the event of incurring management losses.
Comprehensive coverage includes replacement of monies and securities lost, damaged, destroyed or stolen from an insured's premises or in transit; and Employee Dishonesty covering fraudulent or dishonest acts by employees.
Comprehensive coverage is available in a broad or schedule form to respond to specific auto coverage needs. Coverage includes broad limits of liability; uninsured and underinsured motorist protection; non-owned and hired automobiles; employers' non-ownership liability and comprehensive and collision coverage.
Includes coverage for Electronic Data Processing (computer hardware and equipment), Contractors'/Mobile Equipment, including backhoes, portable generators, handheld devices, etc., and On and Off Site Equipment Coverage. Note: Coverage highlights are for illustration purposes only and does not alter the terms of you policy. Actual Policy will indicate where coverage is afforded.
Workers Compensation agrees to pay the benefits required under the Workers Compensation Law. It provides cash benefits and medical care if you become disabled because of an injury or illness related to your job. Available in AL, AR, CT, FL, GA, IL, IN, KS, LA, MD, MO, MS, NC, NJ, OK, PA, SC, TN, & VA.
Water Company and Dam Insurance
Note: Coverage highlights are for illustration purposes only and does not alter the terms of you policy. Actual Policy will indicate where coverage is afforded.